Wholesale Lender Management Services

Expand Your Broker Business with the Right Wholesale Lenders — We Handle the Setup, You Handle the Deals.

As a brokerage owner ready to grow, selecting and onboarding the right wholesale lenders is critical—without the paperwork and delays. Co/LAB Broker Concierge streamlines the wholesale lender relationship management process so your brokerage gets access, approval, and scale fast.

What We Handle for Your Brokerage

A strong wholesale lender network is more than just access—it’s your competitive edge. We manage each step so you partner with lenders who align with your business model and scale goals.

Lender Onboarding & Application Processing — We manage support for your wholesale lender applications, gathering required documentation, submitting packages and tracking approvals.
Wholesale Lender Mapping & Strategy — We identify and can recommend lenders that serve your core product lines (jumbo, DSCR, investor, etc.), leveraging our network of 30 + wholesale partners for optimal fit.
Approval Maintenance & Relationship Oversight — Post‑approval support makes sure your lender relationships stay active and in good standing so you avoid shutdowns or lender drops.
Multi‑State & Channel Expansion Support — Heading into new states or offering new loan channels? We manage new lender setups and ensure your licensing footprint supports it.
Renewal Tracking — We track each lender’s renewal deadlines and handle the entire recertification process on your behalf, ensuring it’s completed accurately and on time so your approvals stay active.

Key Benefits

Optimized wholesale lender management means fewer hurdles, more deals, and better margin for your brokerage:

Faster Access to Funding – With onboarding handled, you get approved faster and begin placing loans quicker.
Lower Operational Risk – Avoid issues like dropped lender approvals or surprise recertification failures that kill pipelines.
Better Match for Your Business – Be introduced to lenders who align with your origination profile, not just generic partners.
Scale‑Ready Infrastructure – As you expand geographically or by product, your lender network is built to grow with you.

Full-Service Licensing Support
for Mortgage Brokerages

From single-state startups to national expansion,
our expert team handles every step of your licensing journey.

Lender Application Submission

We handle all the paperwork.

From gathering required documentation to submitting full applications, we manage the approval process with each wholesale lender you want to work with.

Credential & Agreement Management

We keep your documentation current.

We monitor and maintain your lender credentials, broker agreements, and approval status so you're always ready to originate loans.

Renewal Tracking & Submission

Stay active with no surprises.

We track when renewals are due for each lender and complete the full process for you—accurately and on time—so you never lose access to a key lender.

Advertising & Marketing Compliance

Promote Responsibly and Legally

We review your ads, social media, website content, and marketing materials to ensure they meet federal and state advertising guidelines for mortgage brokers.

Training & Continuing Education Tracking

Keep Your Team Fully Compliant

We monitor CE deadlines and license renewal requirements, maintain certificate records, and notify your team of upcoming training needs to ensure every individual stays compliant.

Audit Preparation & Support

Stay Ready for Regulator Reviews

We organize and maintain the necessary documentation and reports regulators may request. If an audit occurs, we help you prepare and support you throughout the process.

STILL NOT SURE?

Frequently Asked Questions

Answers to the most common wholesale‑lender questions brokerages face when scaling.

How do you choose which wholesale lenders to recommend?

As we learn more about the types of loans your brokerage typically originates, we can recommend lenders we’ve worked with for years who are a strong fit. We maintain active relationships with over 30 wholesale lenders—and that list continues to grow—so we can connect you with the best options for your clients and business model.

Will you handle the contract and approval process?

Yes. We manage the wholesale lender application process end‑to‑end—documentation, submission, follow‑up and approval tracking.

What happens if my brokerage opens in a new state?

We support multi‑state expansion by coordinating new state‑licensed lender setups, helping ensure you’re approved to lend as you enter new markets.

How is lender performance monitored?

Because we work with a large network of broker-owners and loan officer teams, we receive real-time feedback about lender performance—everything from pricing and turn times to deal types they excel at (or struggle with). We use this collective insight to help guide you when choosing new lenders or evaluating existing ones for your brokerage.